Prompt Details

ModelChat GTP 4oExample input

[FINANCIAL GOAL]:
Saving for retirement
Paying off credit card debt
Building a passive income stream
Saving for a child's education
Starting a new business
Preparing for a career change
Establishing an emergency fund
Saving for a vacation
Maximizing investment returns
Becoming financially independent

[MONTHLY INCOME]:
$2,500 per month
$5,000 per month
$8,000 per month
$10,000 per month

[SAVINGS AMOUNT]:
$500
$2,000
$15,000
$50,000

Example output

Becoming debt-free in two years is a challenging but achievable goal with disciplined financial management. Here’s a detailed and actionable plan tailored to your situation:

Step-by-Step Strategies
1. Assess Your Financial Picture
List all debts: Include credit cards, student loans, car loans, etc., noting balances, interest rates, and minimum payments.
Prioritize high-interest debt: Use the debt avalanche method (pay off the highest interest rate debt first) for maximum savings or the debt snowball method (pay off the smallest debt first) for psychological wins.

Track expenses: Analyze your spending over the past three months to identify unnecessary expenses.

2. Create a Realistic Budget
Allocate your $4,000 monthly income as follows:

50% Needs ($2,000): Rent, utilities, groceries, insurance, minimum debt payments.
30% Savings & Debt Repayment ($1,200):

Emergency Fund: Dedicate $200 monthly until you have 3 months’ worth of expenses saved (~$6,000 total).
Extra Debt Payments: Apply $1,000 toward prioritized debt.
20% Wants ($800): Entertainment, dining out, hobbies (consider reducing this to $500 to accelerate debt repayment).

3. Accelerate Debt Repayment
Use your $3,000 savings:
Retain $2,000 as a starter emergency fund.
Use $1,000 to make an additional debt payment immediately.
Automate debt payments to ensure consistency.
Look for opportunities to increase your debt repayment rate with bonuses, tax refunds, or side hustle income.

4. Increase Income
Side Hustles: Explore part-time gigs like freelancing, ridesharing, tutoring, or selling unused items.
Skill Development: Invest in affordable courses to increase your earning potential.
Overtime or Raises: Seek additional hours or negotiate a salary increase.

5. Reduce Expenses
Groceries: Meal prep and shop with a list to avoid impulse purchases.
Subscriptions: Cancel or pause non-essential services.
Transportation: Use public transit, carpool, or downgrade your vehicle temporarily if possible.
Utilities: Opt

Lifestyle

Tutor/Coach

Finance

Coach

Personal finance

Taxes

Savings

Budget

Financial education

Education

Business education

Accounting

Finance

Tailored Personal Finance Advisor

Name: Tailored Personal Finance Advisor
Brand: LaPrompt
Price: 4.99 USD
Availability: InStock
Author: Charismaenigma

49 words
Tested
Instructions
Chat GTP 4o
No Artist

Take control of your financial future with the Personal Finance Architect, a powerful ChatGPT prompt designed to provide expert, personalized financial advice. Whether you're planning a budget, reducing debt, or strategizing investments, this customizable prompt adapts to your unique financial goals and challenges. With three customizable parts, you can shape the advice to suit your lifestyle, priorities, and ambitions.

16.01.2025 8

4.99 USD

secured by Stripe

* After purchase, you will gain access to the prompt file, on Trade History page under the tab "Purchase List". To be able to use the prompt, you already need access to GPT.

CharismaenigmaArtRank: 18Sales: 5

Lifestyle generated with GPT prompt

Tutor/Coach generated with GPT prompt

Finance generated with GPT prompt

Coach generated with GPT prompt

Personal finance generated with GPT prompt

Taxes generated with GPT prompt

Savings generated with GPT prompt

Budget generated with GPT prompt

Financial education generated with GPT prompt

Education generated with GPT prompt

Business education generated with GPT prompt

Accounting generated with GPT prompt

Finance generated with GPT prompt

Tailored Personal Finance Advisor | GPT prompt

Lifestyle

Tutor/Coach

Finance

Coach

Personal finance

Taxes

Savings

Budget

Financial education

Education

Business education

Accounting

Finance

Tailored Personal Finance Advisor